June 16, 2021

Thu, 17 Jun 2021 05:08:24 +0000
PARIS – A French court on Tuesday ordered IKEA to pay a 1 million euro ($1.2 million) fine for spying on its French staff, after the world’s biggest furniture retailer was found guilty of improperly gathering and storing data on …
Thu, 17 Jun 2021 04:42:29 +0000
MEXICO CITY – Preliminary findings of an independent investigation into the deadly collapse of a Mexico City metro rail line last month showed the accident was caused by a structural fault, a senior city official said on Wednesday. Jesus Esteva, …
Wed, 16 Jun 2021 21:54:25 +0000
Aon’s proposed $30 billion acquisition of Willis Towers Watson has hit a major roadblock, with the U.S. Department of Justice suing to block the deal. The DOJ’s civil antitrust lawsuit argues that the merger, which would bring together two of …
Wed, 16 Jun 2021 17:16:09 +0000
Cornerstone Risk Solutions LLC, a Denver, Colo.-based subsidiary of IMA Inc., has acquired CLIC Management NV LLC, a managing general agent of group-based insurance programs for the legal cannabis industry. CLIC Management has offices in San Diego, Cal...
Wed, 16 Jun 2021 16:39:34 +0000
Michigan insurance regulators are reminding property/casualty insurers that relying on “zero-dollar claim” in their insureds’ loss history is not allowed. In Bulletin 2021-27-INS, issued by Michigan Department of Insurance and Financial Services Direct...
Wed, 16 Jun 2021 16:27:14 +0000
A San Marcos, Texas-based tortilla manufacturer has been cited for repeat and serious workplace safety violations, and faces penalties of more than $200,000, federal regulators say. The Occupational Safety and Health Administration said previous inspec...
Wed, 16 Jun 2021 16:19:21 +0000
California regulators have approved a plan by Farmers Insurance to assess wildfire risk by using a tool that combines artificial intelligence with high-resolution aerial photography. The carrier said the Z-Fire risk scoring model developed by Zesty.ai ...
Wed, 16 Jun 2021 16:09:41 +0000
UK-based Davies, a specialist professional services and technology business serving insurance and highly regulated markets, has agreed to acquire San Antonio-based IAS Claim Services (IAS). IAS provides a range of tech-enabled claims solutions includin...
Wed, 16 Jun 2021 16:02:32 +0000
A northern Illinois chemical plant that was rocked by an explosion and massive fires that prompted evacuations was inspected by a federal agency less than a month before the blast sent debris raining down onto nearby areas. Inspectors from the …
Wed, 16 Jun 2021 15:09:57 +0000
Swiss bank Credit Suisse has prepared its first insurance claims on losses stemming from its $10 billion of funds tied to collapsed finance group Greensill Capital, the Financial Times reported on Wednesday. Credit Suisse is attempting to recoup billio...
Wed, 16 Jun 2021 14:13:12 +0000
New York’s Jencap Group Promotes Maher to President Jencap Group LLC, a New York-headquartered national wholesale intermediary, has promoted Mark Maher to president. In his new role, Maher will work with the Jencap management team to develop strategic ...
Wed, 16 Jun 2021 14:07:42 +0000
Maine lawmakers want to strengthen lead testing in school drinking water. The Maine Legislature has been considering a proposal to decrease the standard for lead in drinking water from 15 parts per billion to four parts per billion. The Maine …
Wed, 16 Jun 2021 13:56:12 +0000
A New Hampshire bill aimed at strengthening penalties for repeat drunk drivers is headed to the governor’s desk. The House on Thursday agreed to the Senate’s version of Tyler Shaw’s Law, named for a 20-year-old Concord man who died in …
Wed, 16 Jun 2021 13:54:05 +0000
The Arizona Legislature will convene in special session this week to consider adding $100 million in funding for fighting wildfires and to boost the amount of money available to clear hazardous brush and deal with the damage of flooding from …
Wed, 16 Jun 2021 13:52:31 +0000
Transportation officials have reported nearly twice as many people died in alcohol-involved crashes on Utah roads last year compared to the year before, despite less commuter traffic during the coronavirus pandemic. The state Department of Transportati...
Wed, 16 Jun 2021 13:44:13 +0000
Insurer USAA is buying Noblr, an insurtech digital insurer offering behavior-based auto insurance. USAA, a Texas-based insurer focused on members of the U.S. military and their families, said the acquisition will help make it more competitive by modern...
Wed, 16 Jun 2021 13:17:15 +0000
Global insurance broker Arthur J. Gallagher & Co. has acquired Markham, Ontario-based Excess Underwriting Co., a property/casualty managing general agency (MGA) and Lloyd’s broker serving insurance brokers and their clients across Canada. Terms of the ...
Wed, 16 Jun 2021 12:58:54 +0000
Royal Caribbean Group said on Wednesday it would delay the inaugural sailing of its Odyssey of the Seas cruise liner by nearly a month after eight crew members tested positive for COVID-19. The news comes a week after two people …
Wed, 16 Jun 2021 12:08:07 +0000
JACKSON, Miss. — A managed care company has agreed to pay Mississippi $55.5 million to settle a lawsuit that accused one of its subsidiaries of overcharging the state’s Medicaid program for pharmacy benefits management. Attorney General Lynn Fitch an...
Wed, 16 Jun 2021 12:06:57 +0000
When the Los Angeles Department of Water and Power was hacked in 2018, it took a mere six hours. Early this year, an intruder lurked in hundreds of computers related to water systems across the U.S. In Portland, Oregon, burglars …
Wed, 16 Jun 2021 11:57:57 +0000
DETROIT (AP) — In a reversal from Trump administration policies, U.S. auto safety regulators say they will move to require or set standards for automatic emergency braking systems on new heavy trucks. The Department of Transportation, which includes th...
Wed, 16 Jun 2021 11:41:04 +0000
Centene Corp. agreed to pay settlements to Ohio and Mississippi to resolve claims that it inflated pharmacy costs, and the health insurer reserved $1.1 billion to resolve similar claims in other states. Centene, the country’s largest seller of Medicaid...
Wed, 16 Jun 2021 11:16:26 +0000
Investor groups have asked the U.S. Securities and Exchange Commission for more corporate disclosures on climate change and other environmental, social and governance (ESG) issues while business interests have pushed back, a Reuters review of correspon...
Wed, 16 Jun 2021 11:04:10 +0000
The COVID-19 crisis reduced overall global macro resilience – or the ability of societies to absorb shocks – by 18% in 2020 from 2019, according to a sigma report published by Swiss Re Institute. At the same time, the report …
Wed, 16 Jun 2021 07:43:08 +0000
Lockton Re, the reinsurance business of the world’s largest privately held independent insurance broker, announced the launch of its Bermuda office Lockton Re (Bermuda) Ltd., which will be led by Jonathan (Jonty) Davies as CEO. Davies joins from Aon Re...
Wed, 16 Jun 2021 07:19:47 +0000
Accounting firm PwC said on Tuesday it would invest $12 billion over five years to create 100,000 new jobs aimed at helping its clients grapple with climate and diversity reporting and also in artificial intelligence, as part of its new …
Wed, 16 Jun 2021 05:42:24 +0000
MJ Insurance MJ Insurance has hired Jacob Simon as risk transfer specialist and Ryan Miller as employee benefits consultant in the company’s Indianapolis headquarters. Simon comes to MJ from a local industry competitor, bringing a wealth of knowledge a...
Wed, 16 Jun 2021 05:40:59 +0000
Platinum Specialty Underwriters Platinum Specialty Underwriters, an XPT company, has added transportation expert Malcolm Gilreath as vice president of Underwriting. He is based in Platinum’s Plano, Texas office. Gilreath will lead the underwriting team...
Wed, 16 Jun 2021 05:30:31 +0000
Britain’s finance ministry called on the European Union to open talks on financial services, after the London Stock Exchange on Tuesday urged the bloc to avoid protectionism. Britain left the EU in December, largely cutting off the City of London’s …
Wed, 16 Jun 2021 05:00:42 +0000
LIBERTY, Miss. — On June 2, Tom Lewis left his office at Liberty Insurance Agency to serve as guide for a group of bear hunters. In this case, the “hunters” were researchers from Mississippi State University involved in a regional …


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Q:

When purchasing automobile insurance what should I consider?

A:

There are several things you should consider when purchasing automobile insurance that your independent agent will help you with. Here are a few:
  • Purchase the amount of liability coverage which makes sense for you.
  • Select the optional coverages you want.
  • Decide which company to purchase insurance from.
  • Don't base your decision solely on price. Other factors like service and claim response are extremely important in selecting the right insurance.

Q:

Does my insurance policy cover a friend if I loan him/her my car?

A:

When you loan your car to a friend or an associate, he or she will be covered under your automobile insurance policy.

Q:

What is collision physical damage coverage?

A:

Collision is the loss you incur when your automobile collides with another vehicle or object like a telephone pole.

Q:

What is comprehensive physical damage coverage?

A:

Comprehensive provides coverage for direct physical damage losses you could incur to your car from something like a hailstorm.

Q:

How can I lower my automobile insurance rates?

A:

There are several things you can do to lower the cost of your automobile insurance.
One way is to look for competitive pricing. An independent agent works with many companies and can provide you comparative rates and insure that your are getting the same coverage.

Another way to lower the cost is to change your deductible. By raising your deductible you may lower the cost of your automobile insurance almost 10% You must be able to pay the deductible amount in case of a claim. You can also look for discounts that you may be entitled to. Some examples of discounts that may be available are: multiple cars under the same policy, carrying a homeowners policy with the same insurance company, different groups or associations.