June 16, 2021

Wed, 16 Jun 2021 21:54:25 +0000
Aon’s proposed $30 billion acquisition of Willis Towers Watson has hit a major roadblock, with the U.S. Department of Justice suing to block the deal. The DOJ’s civil antitrust lawsuit argues that the merger, which would bring together two of …
Wed, 16 Jun 2021 17:16:09 +0000
Cornerstone Risk Solutions LLC, a Denver, Colo.-based subsidiary of IMA Inc., has acquired CLIC Management NV LLC, a managing general agent of group-based insurance programs for the legal cannabis industry. CLIC Management has offices in San Diego, Cal...
Wed, 16 Jun 2021 16:39:34 +0000
Michigan insurance regulators are reminding property/casualty insurers that relying on “zero-dollar claim” in their insureds’ loss history is not allowed. In Bulletin 2021-27-INS, issued by Michigan Department of Insurance and Financial Services Direct...
Wed, 16 Jun 2021 16:27:14 +0000
A San Marcos, Texas-based tortilla manufacturer has been cited for repeat and serious workplace safety violations, and faces penalties of more than $200,000, federal regulators say. The Occupational Safety and Health Administration said previous inspec...
Wed, 16 Jun 2021 16:19:21 +0000
California regulators have approved a plan by Farmers Insurance to assess wildfire risk by using a tool that combines artificial intelligence with high-resolution aerial photography. The carrier said the Z-Fire risk scoring model developed by Zesty.ai ...
Wed, 16 Jun 2021 16:09:41 +0000
UK-based Davies, a specialist professional services and technology business serving insurance and highly regulated markets, has agreed to acquire San Antonio-based IAS Claim Services (IAS). IAS provides a range of tech-enabled claims solutions includin...
Wed, 16 Jun 2021 16:02:32 +0000
A northern Illinois chemical plant that was rocked by an explosion and massive fires that prompted evacuations was inspected by a federal agency less than a month before the blast sent debris raining down onto nearby areas. Inspectors from the …
Wed, 16 Jun 2021 15:09:57 +0000
Swiss bank Credit Suisse has prepared its first insurance claims on losses stemming from its $10 billion of funds tied to collapsed finance group Greensill Capital, the Financial Times reported on Wednesday. Credit Suisse is attempting to recoup billio...
Wed, 16 Jun 2021 14:13:12 +0000
New York’s Jencap Group Promotes Maher to President Jencap Group LLC, a New York-headquartered national wholesale intermediary, has promoted Mark Maher to president. In his new role, Maher will work with the Jencap management team to develop strategic ...
Wed, 16 Jun 2021 14:07:42 +0000
Maine lawmakers want to strengthen lead testing in school drinking water. The Maine Legislature has been considering a proposal to decrease the standard for lead in drinking water from 15 parts per billion to four parts per billion. The Maine …
Wed, 16 Jun 2021 13:56:12 +0000
A New Hampshire bill aimed at strengthening penalties for repeat drunk drivers is headed to the governor’s desk. The House on Thursday agreed to the Senate’s version of Tyler Shaw’s Law, named for a 20-year-old Concord man who died in …
Wed, 16 Jun 2021 13:54:05 +0000
The Arizona Legislature will convene in special session this week to consider adding $100 million in funding for fighting wildfires and to boost the amount of money available to clear hazardous brush and deal with the damage of flooding from …
Wed, 16 Jun 2021 13:52:31 +0000
Transportation officials have reported nearly twice as many people died in alcohol-involved crashes on Utah roads last year compared to the year before, despite less commuter traffic during the coronavirus pandemic. The state Department of Transportati...
Wed, 16 Jun 2021 13:44:13 +0000
Insurer USAA is buying Noblr, an insurtech digital insurer offering behavior-based auto insurance. USAA, a Texas-based insurer focused on members of the U.S. military and their families, said the acquisition will help make it more competitive by modern...
Wed, 16 Jun 2021 13:17:15 +0000
Global insurance broker Arthur J. Gallagher & Co. has acquired Markham, Ontario-based Excess Underwriting Co., a property/casualty managing general agency (MGA) and Lloyd’s broker serving insurance brokers and their clients across Canada. Terms of the ...
Wed, 16 Jun 2021 12:58:54 +0000
Royal Caribbean Group said on Wednesday it would delay the inaugural sailing of its Odyssey of the Seas cruise liner by nearly a month after eight crew members tested positive for COVID-19. The news comes a week after two people …
Wed, 16 Jun 2021 12:08:07 +0000
JACKSON, Miss. — A managed care company has agreed to pay Mississippi $55.5 million to settle a lawsuit that accused one of its subsidiaries of overcharging the state’s Medicaid program for pharmacy benefits management. Attorney General Lynn Fitch an...
Wed, 16 Jun 2021 12:06:57 +0000
When the Los Angeles Department of Water and Power was hacked in 2018, it took a mere six hours. Early this year, an intruder lurked in hundreds of computers related to water systems across the U.S. In Portland, Oregon, burglars …
Wed, 16 Jun 2021 11:57:57 +0000
DETROIT (AP) — In a reversal from Trump administration policies, U.S. auto safety regulators say they will move to require or set standards for automatic emergency braking systems on new heavy trucks. The Department of Transportation, which includes th...
Wed, 16 Jun 2021 11:41:04 +0000
Centene Corp. agreed to pay settlements to Ohio and Mississippi to resolve claims that it inflated pharmacy costs, and the health insurer reserved $1.1 billion to resolve similar claims in other states. Centene, the country’s largest seller of Medicaid...
Wed, 16 Jun 2021 11:16:26 +0000
Investor groups have asked the U.S. Securities and Exchange Commission for more corporate disclosures on climate change and other environmental, social and governance (ESG) issues while business interests have pushed back, a Reuters review of correspon...
Wed, 16 Jun 2021 11:04:10 +0000
The COVID-19 crisis reduced overall global macro resilience – or the ability of societies to absorb shocks – by 18% in 2020 from 2019, according to a sigma report published by Swiss Re Institute. At the same time, the report …
Wed, 16 Jun 2021 07:43:08 +0000
Lockton Re, the reinsurance business of the world’s largest privately held independent insurance broker, announced the launch of its Bermuda office Lockton Re (Bermuda) Ltd., which will be led by Jonathan (Jonty) Davies as CEO. Davies joins from Aon Re...
Wed, 16 Jun 2021 07:19:47 +0000
Accounting firm PwC said on Tuesday it would invest $12 billion over five years to create 100,000 new jobs aimed at helping its clients grapple with climate and diversity reporting and also in artificial intelligence, as part of its new …
Wed, 16 Jun 2021 05:42:24 +0000
MJ Insurance MJ Insurance has hired Jacob Simon as risk transfer specialist and Ryan Miller as employee benefits consultant in the company’s Indianapolis headquarters. Simon comes to MJ from a local industry competitor, bringing a wealth of knowledge a...
Wed, 16 Jun 2021 05:40:59 +0000
Platinum Specialty Underwriters Platinum Specialty Underwriters, an XPT company, has added transportation expert Malcolm Gilreath as vice president of Underwriting. He is based in Platinum’s Plano, Texas office. Gilreath will lead the underwriting team...
Wed, 16 Jun 2021 05:30:31 +0000
Britain’s finance ministry called on the European Union to open talks on financial services, after the London Stock Exchange on Tuesday urged the bloc to avoid protectionism. Britain left the EU in December, largely cutting off the City of London’s …
Wed, 16 Jun 2021 05:00:42 +0000
LIBERTY, Miss. — On June 2, Tom Lewis left his office at Liberty Insurance Agency to serve as guide for a group of bear hunters. In this case, the “hunters” were researchers from Mississippi State University involved in a regional …
Wed, 16 Jun 2021 05:00:35 +0000
An Alabama woman who was cleared of theft charges after a former employer accused her of stealing from his wedding venue business is now suing her one-time boss for $4 million. Gayla White, a former member of the city planning …
Wed, 16 Jun 2021 05:00:20 +0000
GREENVILLE, S.C. — The family of a South Carolina man who was shot and killed by police who forced their way into his home after he was the victim in a robbery and assault call has received a $75,000 wrongful …


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Flood Info

Flood InsuranceFlood Do's and Don'ts

Restoration & Repair    |   Flood

  • Turn off electricity at the main fuse box if necessary.
  • Do not turn electricity back on if you smell gas or if the electric system has been flooded.
  • Wear sturdy work boots and gloves.
  • Do not handle electrical equipment in wet areas.
  • Upon reentering the site, watch for structural damage. Ceilings and roofs may be subject to collapse.
  • Use flashlights, not lanterns, candles or matches, to check buildings containing natural gas, propane, or gasoline.
  • Clean and disinfect everything that was touched by flood waters and throw out any such foodstuffs.
  • Do not use TV's or other appliances while standing on wet carpet or floors, especially not on wet concrete floors
  • Do not turn on ceiling fixtures if ceiling is wet, and keep out of rooms where ceilings are sagging from retained water
  • Limit contact with areas and items affected by sewage water.
  • Listen for news reports to learn whether the community's water supply is safe to drink.
  • Avoid floodwaters; water may be contaminated by oil, gasoline, or raw sewage. Water may also be electrically charged from underground or downed power lines.
  • Avoid moving water.
  • Be aware of areas where floodwaters have receded. Roads may have weakened and could collapse under the weight of a car.
  • Stay away from downed power lines, and report them to the power company.
  • Return home only when authorities indicate it is safe
  • Stay out of any building if it is surrounded by floodwaters.
  • Use extreme caution when entering buildings; there may be hidden damage, particularly in foundations.
  • Service damaged septic tanks, cesspools, pits, and leaching systems as soon as possible. Damaged sewage systems are serious health hazards.
  • Clean and disinfect everything that got wet. Mud left from floodwater can contain sewage and chemicals.

Do...

  • Remove all excess water by mopping or blotting - use clean white towels for blotting. Several inches of water should be pumped out or extracted immediately.
  • Circulate air for maximum drying: open windows for air exchange or operate air conditioner.
  • Pierce small holes in sagging ceilings to release trapped water.
  • Clear items from atop wooden furniture and wipe off any moisture.
  • Remove wet upholstery cushions and prop them up in order to dry all surfaces.
  • Separate wet clothing to avoid dye transfer.
  • Open drawers and cabinet doors for complete drying of space within.
  • Remove valuable oil paintings and art objects to a safe place.
  • Open suitcases and luggage to dry in sunlight if possible.
  • Make sure all carpeting is dried before rolling it up in order to retain color quality.

Do Not...

  • Leave wet fabrics in place; dry as soon as possible. Furs and leather goods need to be hung separately and dried at room temperature.
  • Leave books, magazines or other colored items on wet carpets or floors.
  • Use your household vacuum to remove water.
  • Leave furniture directly on wet carpeting - place aluminum foil, china saucers or wood blocks underneath furniture legs.
  • Leave Orientals or other colored rugs on wet wall-to-wall carpeting - remove them until wall-to-wall is fully dried.
  • Attempt to clean upholstery or Oriental rugs with ordinary household cleaners.
  • Begin to repair or repaint damaged building surfaces until you are certain they are completely dry.

Why Flood Coverage

Protect Yourself with Flood Insurance

Just a few inches of water from a flood can cause tens of thousands of dollars in damage. Over the past 10 years, the average flood claim has amounted to over $33,000. Flood insurance is the best way to protect yourself from devastating financial loss.

Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers, and the property's flood risk.

All policy forms provide coverage for buildings and contents. However, you might want to discuss insuring personal property with your agent, since contents coverage is optional. Typically, there's a 30-day waiting period-from date of purchase-before your policy goes into effect. That means now is the best time to buy flood insurance.

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