September 25, 2021

Fri, 24 Sep 2021 22:00:26 +0000
The number of independent medical reviews used to resolve California workers’ comp medical disputes hit a record low in the first half of 2021 as statewide unemployment remained stubbornly high, non-COVID job injury claims stayed below pre-pandemic lev...
Fri, 24 Sep 2021 21:23:27 +0000
Thousands of people were under evacuation orders Friday and many others were on notice to be ready to flee as a destructive wildfire raged in a drought-stricken forest in California’s far north. A woman suspected of starting the Fawn Fire …
Fri, 24 Sep 2021 20:41:42 +0000
California Insurance Commissioner Ricardo Lara on Friday ordered the FAIR Plan to offer a homeowners policy, in addition to its current dwelling fire coverage, with more traditional homeowner features, such as coverage for water damage, theft, and loss...
Fri, 24 Sep 2021 16:38:23 +0000
A Dallas-based trucking company violated federal law when it refused to hire applicant after learning he had taken medical leave at a previous job, according to a lawsuit filed by federal employment officials. Stevens Transport Inc., a refrigerated tra...
Fri, 24 Sep 2021 16:31:56 +0000
The South Dakota Supreme Court, in an opinion released Sept. 23, agreed with a lower court ruling that two people on a motorcycle who were severely injured in a crash with a volunteer firefighting trainee cannot collect damages from the …
Fri, 24 Sep 2021 16:23:24 +0000
A federal judge dismissed some of the biggest unsettled lawsuits over Ohio State’s failure to stop decades-old sexual abuse by now-deceased team doctor Richard Strauss, saying it’s indisputable Strauss abused hundreds of young men but agreeing with OSU...
Fri, 24 Sep 2021 16:10:36 +0000
Louisiana’s oyster farmers, crabbers, shrimpers and anglers are nothing if not adaptable, producing millions of pounds of seafood annually, often in water that was dry land a generation ago. They’ve fought off a devastating oil spill, floods, changing ...
Fri, 24 Sep 2021 15:57:36 +0000
A recently released report from the state’s insurance department shows more claims and higher average claim costs resulting from the severe and prolonged winter storm that enveloped Texas in mid-February than were previously reported. In the report rel...
Fri, 24 Sep 2021 15:40:47 +0000
A federal judge in Kansas City has cleared a restaurant group’s COVID-related business interruption claim for jury trial, finding that an 8th Circuit Court decision that found no coverage was owed in a separate case does not apply to a …
Fri, 24 Sep 2021 14:31:34 +0000
The National Transportation Safety Board released its preliminary report on last month’s gas line explosion in Coolidge, Ariz., that destroyed a home and killed a man and his 14-year-old daughter. NTSB investigators said a natural gas pipeline ruptured...
Fri, 24 Sep 2021 14:29:10 +0000
Federal lawmakers introduced legislation this week that would change 19th century maritime liability rules in response to the 2019 boat fire off the coast of Southern California that killed 34 people. The bill would update the Limitation of Liability A...
Fri, 24 Sep 2021 14:27:36 +0000
A former insurance broker is going to prison for defrauding insurance companies and individual investors out of more than $1 million. U.S. Attorney James P. Kennedy, Jr. announced that Brian Bartz of Rochester, New York, who was convicted of wire …
Fri, 24 Sep 2021 14:26:11 +0000
The U.S. government released projections Wednesday that indicate an even more troubling outlook for a river that serves 40 million people in the American West. The Bureau of Reclamation recently declared the first-ever shortage on the Colorado River, w...
Fri, 24 Sep 2021 14:14:21 +0000
Bolton Street Programs, a new Woodbury, New York-based program administrator that creates and administers affinity programs, is working to integrate insurtech, resinsurance, E&S options and loss control throughout its suite of programs. The announcemen...
Fri, 24 Sep 2021 13:53:28 +0000
After being pummeled by two tropical storms that submerged basements, cracked home foundations and destroyed belongings, Northeastern U.S. residents still in the throes of recovery are being hit with another unexpected blow: Thousands of families are n...
Fri, 24 Sep 2021 13:19:48 +0000
Insurance company FWD Group Holdings Ltd., owned by Hong Kong billionaire Richard Li, made its filing for a stock market listing in the United States public on Thursday, revealing a jump in revenue last year. The insurer, which will list …
Fri, 24 Sep 2021 13:11:09 +0000
The head of the U.S. cybersecurity enforcement agency “is a huge supporter” of bipartisan legislation to mandate that operators of critical infrastructure report data breaches to the government. Jen Easterly, director of the Cybersecurity and Infrastru...
Fri, 24 Sep 2021 12:55:05 +0000
Two storms that raged across Alberta and Saskatchewan in Canada in July and August caused C$120 million (US$94.5 million) in insured damage, while the August wildfire, in White Rock Lake, British Columbia, is now estimated to have caused damages of …
Fri, 24 Sep 2021 12:50:26 +0000
Northwestern University has received the largest gift in its history, $480 million, from Patrick G. Ryan, founder and former long-time CEO of Aon Corp, and now chair of Ryan Specialty Group, and his wife, Shirley W. Ryan, co-founder and long-time …
Fri, 24 Sep 2021 12:25:11 +0000
Deanne Criswell, the first woman to lead the Federal Emergency Management Agency, in April took over a 20,000-person operation exhausted by managing responses to disasters linked to global warming: wildfires and the 2020 hurricane season, the most acti...
Fri, 24 Sep 2021 12:13:30 +0000
JPMorgan Chase & Co. agreed to pay $15.7 million in cash to settle a class action lawsuit by investors who accused the largest U.S. bank of intentionally manipulating prices of U.S. Treasury futures and options. The settlement disclosed late Wednesday …
Fri, 24 Sep 2021 11:56:19 +0000
California Governor Gavin Newsom on Wednesday signed a bill that limits warehouse employers like Inc. from setting productivity quotas, the first legislation of its kind in the United States. The new provisions require all companies using wa...
Fri, 24 Sep 2021 11:14:14 +0000
JBA Risk Management Ltd. announced its collaboration with Reinsurance Solutions Intermediary Services (RSIS), an African-based reinsurance broker that will use the JBA global flood modeling capability to provide flood risk analytics and catastrophe mod...
Fri, 24 Sep 2021 10:40:13 +0000
SHANGHAI/BEIJING – As fears of contagion from any default by China Evergrande Group mounted this month, some Chinese banks, insurers, and shadow banks stopped offering new credit to property developers, and ran urgent checks on their exposure to the ...
Fri, 24 Sep 2021 09:49:00 +0000
Italy’s Mediobanca SpA strengthened its grip over insurer Assicurazioni Generali SpA, boosting its stake to more than 17% just days before a board meeting that could decide the future of embattled Chief Executive Officer Philippe Donnet. The investment...
Fri, 24 Sep 2021 09:29:50 +0000
European energy firms Centrica and Galp, food group Nestle and watchmaker Swatch are among 50 companies worldwide that are highly exposed to physical climate risks, investors with $10 trillion in assets said on Thursday. The companies, which are involv...
Fri, 24 Sep 2021 08:50:26 +0000
This edition of International People Moves details appointments at UK insurer Aviva, broker Price Forbes Bermuda and the London Market Group. A summary of these new hires follows. Aviva Strengthens Exec Committee with Chief Risk Officer Montague and CI...
Fri, 24 Sep 2021 07:55:03 +0000
Reinsurers’ estimates of their exposure to natural catastrophe risk could be underestimated by 33%-50%, according to a report published by S&P Global Ratings. “Unmodeled risks and the inherent difficulties in attributing extreme events to climate chang...
Fri, 24 Sep 2021 06:30:53 +0000
A man who was punched and kicked in the head by Georgia police officers during a traffic stop four years ago has filed a lawsuit alleging the stop was unjustified and the officers used excessive force against him. Gwinnett County …
Fri, 24 Sep 2021 06:00:43 +0000
A top Southern Baptist Convention committee agreed to fund a third-party investigation into its handling of sexual abuse allegations but held off on waiving its attorney-client privilege for the probe, delaying for the future a decision seen as a key …

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Flood Info

Flood InsuranceFlood Do's and Don'ts

Restoration & Repair    |   Flood

  • Turn off electricity at the main fuse box if necessary.
  • Do not turn electricity back on if you smell gas or if the electric system has been flooded.
  • Wear sturdy work boots and gloves.
  • Do not handle electrical equipment in wet areas.
  • Upon reentering the site, watch for structural damage. Ceilings and roofs may be subject to collapse.
  • Use flashlights, not lanterns, candles or matches, to check buildings containing natural gas, propane, or gasoline.
  • Clean and disinfect everything that was touched by flood waters and throw out any such foodstuffs.
  • Do not use TV's or other appliances while standing on wet carpet or floors, especially not on wet concrete floors
  • Do not turn on ceiling fixtures if ceiling is wet, and keep out of rooms where ceilings are sagging from retained water
  • Limit contact with areas and items affected by sewage water.
  • Listen for news reports to learn whether the community's water supply is safe to drink.
  • Avoid floodwaters; water may be contaminated by oil, gasoline, or raw sewage. Water may also be electrically charged from underground or downed power lines.
  • Avoid moving water.
  • Be aware of areas where floodwaters have receded. Roads may have weakened and could collapse under the weight of a car.
  • Stay away from downed power lines, and report them to the power company.
  • Return home only when authorities indicate it is safe
  • Stay out of any building if it is surrounded by floodwaters.
  • Use extreme caution when entering buildings; there may be hidden damage, particularly in foundations.
  • Service damaged septic tanks, cesspools, pits, and leaching systems as soon as possible. Damaged sewage systems are serious health hazards.
  • Clean and disinfect everything that got wet. Mud left from floodwater can contain sewage and chemicals.


  • Remove all excess water by mopping or blotting - use clean white towels for blotting. Several inches of water should be pumped out or extracted immediately.
  • Circulate air for maximum drying: open windows for air exchange or operate air conditioner.
  • Pierce small holes in sagging ceilings to release trapped water.
  • Clear items from atop wooden furniture and wipe off any moisture.
  • Remove wet upholstery cushions and prop them up in order to dry all surfaces.
  • Separate wet clothing to avoid dye transfer.
  • Open drawers and cabinet doors for complete drying of space within.
  • Remove valuable oil paintings and art objects to a safe place.
  • Open suitcases and luggage to dry in sunlight if possible.
  • Make sure all carpeting is dried before rolling it up in order to retain color quality.

Do Not...

  • Leave wet fabrics in place; dry as soon as possible. Furs and leather goods need to be hung separately and dried at room temperature.
  • Leave books, magazines or other colored items on wet carpets or floors.
  • Use your household vacuum to remove water.
  • Leave furniture directly on wet carpeting - place aluminum foil, china saucers or wood blocks underneath furniture legs.
  • Leave Orientals or other colored rugs on wet wall-to-wall carpeting - remove them until wall-to-wall is fully dried.
  • Attempt to clean upholstery or Oriental rugs with ordinary household cleaners.
  • Begin to repair or repaint damaged building surfaces until you are certain they are completely dry.

Why Flood Coverage

Protect Yourself with Flood Insurance

Just a few inches of water from a flood can cause tens of thousands of dollars in damage. Over the past 10 years, the average flood claim has amounted to over $33,000. Flood insurance is the best way to protect yourself from devastating financial loss.

Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers, and the property's flood risk.

All policy forms provide coverage for buildings and contents. However, you might want to discuss insuring personal property with your agent, since contents coverage is optional. Typically, there's a 30-day waiting period-from date of purchase-before your policy goes into effect. That means now is the best time to buy flood insurance.

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