January 17, 2021

Fri, 15 Jan 2021 17:37:10 +0000
AXIS Capital Holdings Ltd. said it won’t insure oil and gas projects in the Arctic National Wildlife Refuge, becoming the first North American underwriter to make the commitment after pressure from native Alaskans and environmentalists. The move follow...
Fri, 15 Jan 2021 17:36:24 +0000
A state board has suspended the license of a Wisconsin pharmacist accused of ruining more than 500 doses of COVID-19 vaccine because he thought it was unsafe. Steven Brandenburg was working at Advocate Aurora Health in Grafton, about 20 miles …
Fri, 15 Jan 2021 17:30:27 +0000
Louisiana bar owners fighting coronavirus-related closures of their businesses lost an appeal at a federal appeals court. The 5th U.S. Circuit Court of Appeals on Jan. 13 upheld rulings from two lower court judges who last year refused to block …
Fri, 15 Jan 2021 17:26:55 +0000
Traffic deaths in North Carolina last year surpassed 1,500 for the first time in 13 years despite a pandemic during which motorists logged fewer miles statewide, statistics show. N.C. Department of Transportation data shows the number of miles driven d...
Fri, 15 Jan 2021 17:26:51 +0000
Sompo International Holdings Ltd., a Bermuda-based specialty provider of property and casualty insurance and reinsurance, announced the appointment of Richard Brown to lead a new team focusing on property business through retail distribution channels i...
Fri, 15 Jan 2021 17:24:10 +0000
Two West Virginia school bus drivers who were suspended for attending a rally for President Donald Trump in the nation’s capital have been cleared of wrongdoing following hearings, an attorney said Wednesday. Attorney John Bryan, who is representing th...
Fri, 15 Jan 2021 17:18:55 +0000
AM Best has assigned a Financial Strength Rating of A (Excellent) and a Long-Term Issuer Credit Rating of “a” to Summit Specialty Insurance Co. (SSIC), based in Omaha, Neb. The outlook assigned to these ratings is stable. SSIC is a …
Fri, 15 Jan 2021 17:14:53 +0000
A railroad bridge in Louisiana is back in place after reportedly being hit early on Jan. 13 by a tugboat, officials said. The swing bridge over the Rigolets near Slidell was reportedly hit by the tug Robert Cenac about 1 …
Fri, 15 Jan 2021 17:12:26 +0000
Global insurance broker Hub International Limited (Hub) has acquired the assets of Commercial Insurance Brokers Inc. (Commercial Insurance Brokers), based in El Paso, Texas. Terms of the transaction were not disclosed. Commercial Insurance Brokers is a...
Fri, 15 Jan 2021 17:07:30 +0000
Insurers, policyholders and industry observers have issued comments on the UK Supreme Court’s ruling that insurers should pay small businesses for many business interruption claims from the COVID-19 lockdowns. The UK Supreme Court dismissed appeals by ...
Fri, 15 Jan 2021 16:03:46 +0000
A Port Authority bus driver has been placed on probation for three years after pleading guilty to involuntary manslaughter in the death of a University of Pittsburgh student struck by the bus she was driving a year ago. Shavonne James, …
Fri, 15 Jan 2021 15:37:59 +0000
The Navajo Nation’s Department of Justice announced Wednesday it has settled with mining companies to resolve claims stemming from a 2015 spill that resulted in rivers in three western states being fouled with a bright-yellow plume of arsenic, lead and …
Fri, 15 Jan 2021 15:35:01 +0000
Aerial drone manufacturer Insitu in the Columbia River Gorge, Ore., will pay $25 million to settle allegations that its military drones were outfitted with used components instead of new ones. U.S. attorney Brian Moran said cases such as this one …
Fri, 15 Jan 2021 14:59:15 +0000
What is the biggest lesson that cyber insurers should carry into 2021 after a year in which the COVID-19 pandemic took center stage? In the first Insuring Cyber podcast episode of the new year and the fifth overall, Tim Zeilman, …
Fri, 15 Jan 2021 14:34:02 +0000
World Insurance Associates LLC (WIA), acquired Bush Insurance Agents & Brokers of Cambridge Springs, Penn., on December 31, 2020. Terms of the transaction were not disclosed. Established in 1918, Bush Insurance is a provider of loss and risk management...
Fri, 15 Jan 2021 14:21:07 +0000
MMG Insurance Company has promoted Kayla O’Malley Dill to vice president of Marketing and Business Development, effective January 4, 2021. Dill is based in Maine. Dill joined the Company in 2013 as senior marketing representative. Throughout her tenure...
Fri, 15 Jan 2021 14:10:12 +0000
Grocery delivery company Instacart said on Thursday it would pay $25 to its over half-a-million gig workers if they chose to take time off to get vaccinated against COVID-19. The company, which has been lobbying government agencies for its delivery …
Fri, 15 Jan 2021 13:04:44 +0000
Digital insurer Lemonade has announced plans to sell 3 million shares of common stock to raise money for “general corporate purposes.” The New York-based insurtech could raise as much as $808 million, according to its regulatory filing announcing the s...
Fri, 15 Jan 2021 12:58:36 +0000
Five miners died in U.S. coal mines in 2020, an all-time low mark for an industry in a year that saw continuing declines in production as electric providers move away from burning coal. The federal Mine Safety and Health Administration, …
Fri, 15 Jan 2021 10:31:20 +0000
A UK Supreme Court insurance judgment substantially in favor of policyholders will be a “massive boost” for British businesses currently suffering from a third government lockdown, the Hiscox Action Group policyholder group said on Friday. The court ru...
Fri, 15 Jan 2021 10:19:57 +0000
Small businesses, from restaurants to nightclubs and wedding planners to beauty parlors, on Friday won the right to insurance payouts after Britain’s highest court ruled many policies should cover losses caused by coronavirus lockdowns. Six of the worl...
Fri, 15 Jan 2021 06:38:53 +0000
Brendan Neligan has joined Risk Placement Services as a marine producer, in the company’s Chicago property brokerage office. Neligan will support the growth of the RPS marine portfolio, serving retail independent agents and brokers nationwide. Previous...
Fri, 15 Jan 2021 06:00:49 +0000
The outgoing Trump administration said on Thursday it was issuing new rules that would allow manufacturers of automated vehicles to bypass some crash standards required of conventional vehicles, which would cut production costs. The National Highway Tr...
Fri, 15 Jan 2021 06:00:40 +0000
The deaths of George Floyd and Breonna Taylor by white police officers last year sparked protests and examinations of racial injustice and inequities across the country. Individuals and businesses responded by vowing to better support communities of co...
Fri, 15 Jan 2021 06:00:17 +0000
Reno, Nev.-based LP Insurance Services LLC has added Andrea Cantlon, Matt Ennis, Dustin Garcia and Jared Rossi to its ownership group. LP Insurance Services currently has 24 member-owners throughout the footprint. Cantlon leads the surety division. She...
Fri, 15 Jan 2021 05:25:03 +0000
Insurance brokerage World Insurance Associates LLC (WIA) has acquired J.W. Edens & Co., Inc. (JWE) of Titusville, Fla. on Dec. 31, 2020. Terms of the transaction were not disclosed. Founded in 1997, J.W. Edens & Company is a retail insurance …
Fri, 15 Jan 2021 05:12:04 +0000
One person was killed and at least four people were injured after a retaining wall fell on construction workers in a North Carolina city, officials said Wednesday. The City of Hendersonville said in a news release that the accident occurred …
Thu, 14 Jan 2021 22:26:35 +0000
Integrated Specialty Coverages has acquired California Contractors Insurance Services Inc. Terms of the deal were not disclosed. Sacramento, Calif.-based CCIS has a network of over 70,000 licensed contractors to obtain license bonds, general liability,...
Thu, 14 Jan 2021 22:22:01 +0000
Drivers for app-based ride-hailing and delivery services filed a lawsuit Tuesday to overturn a California ballot initiative that makes them independent contractors instead of employees eligible for benefits and job protections. The lawsuit filed with t...
Thu, 14 Jan 2021 17:58:46 +0000
Madison, Wisconsin-based American Family Insurance is acquiring insurtech company Bold Penguin that serves small businesses. The Bold Penguin digital exchange is used by insurance agents, brokers and other distributors to match, quote and bind policies...

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Flood Info

Flood InsuranceFlood Do's and Don'ts

Restoration & Repair    |   Flood

  • Turn off electricity at the main fuse box if necessary.
  • Do not turn electricity back on if you smell gas or if the electric system has been flooded.
  • Wear sturdy work boots and gloves.
  • Do not handle electrical equipment in wet areas.
  • Upon reentering the site, watch for structural damage. Ceilings and roofs may be subject to collapse.
  • Use flashlights, not lanterns, candles or matches, to check buildings containing natural gas, propane, or gasoline.
  • Clean and disinfect everything that was touched by flood waters and throw out any such foodstuffs.
  • Do not use TV's or other appliances while standing on wet carpet or floors, especially not on wet concrete floors
  • Do not turn on ceiling fixtures if ceiling is wet, and keep out of rooms where ceilings are sagging from retained water
  • Limit contact with areas and items affected by sewage water.
  • Listen for news reports to learn whether the community's water supply is safe to drink.
  • Avoid floodwaters; water may be contaminated by oil, gasoline, or raw sewage. Water may also be electrically charged from underground or downed power lines.
  • Avoid moving water.
  • Be aware of areas where floodwaters have receded. Roads may have weakened and could collapse under the weight of a car.
  • Stay away from downed power lines, and report them to the power company.
  • Return home only when authorities indicate it is safe
  • Stay out of any building if it is surrounded by floodwaters.
  • Use extreme caution when entering buildings; there may be hidden damage, particularly in foundations.
  • Service damaged septic tanks, cesspools, pits, and leaching systems as soon as possible. Damaged sewage systems are serious health hazards.
  • Clean and disinfect everything that got wet. Mud left from floodwater can contain sewage and chemicals.


  • Remove all excess water by mopping or blotting - use clean white towels for blotting. Several inches of water should be pumped out or extracted immediately.
  • Circulate air for maximum drying: open windows for air exchange or operate air conditioner.
  • Pierce small holes in sagging ceilings to release trapped water.
  • Clear items from atop wooden furniture and wipe off any moisture.
  • Remove wet upholstery cushions and prop them up in order to dry all surfaces.
  • Separate wet clothing to avoid dye transfer.
  • Open drawers and cabinet doors for complete drying of space within.
  • Remove valuable oil paintings and art objects to a safe place.
  • Open suitcases and luggage to dry in sunlight if possible.
  • Make sure all carpeting is dried before rolling it up in order to retain color quality.

Do Not...

  • Leave wet fabrics in place; dry as soon as possible. Furs and leather goods need to be hung separately and dried at room temperature.
  • Leave books, magazines or other colored items on wet carpets or floors.
  • Use your household vacuum to remove water.
  • Leave furniture directly on wet carpeting - place aluminum foil, china saucers or wood blocks underneath furniture legs.
  • Leave Orientals or other colored rugs on wet wall-to-wall carpeting - remove them until wall-to-wall is fully dried.
  • Attempt to clean upholstery or Oriental rugs with ordinary household cleaners.
  • Begin to repair or repaint damaged building surfaces until you are certain they are completely dry.

Why Flood Coverage

Protect Yourself with Flood Insurance

Just a few inches of water from a flood can cause tens of thousands of dollars in damage. Over the past 10 years, the average flood claim has amounted to over $33,000. Flood insurance is the best way to protect yourself from devastating financial loss.

Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers, and the property's flood risk.

All policy forms provide coverage for buildings and contents. However, you might want to discuss insuring personal property with your agent, since contents coverage is optional. Typically, there's a 30-day waiting period-from date of purchase-before your policy goes into effect. That means now is the best time to buy flood insurance.

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