Flood Watch vs Flood Warning: Do you know the difference?

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April showers bring….potential flooding!

Do you know the difference between flood watches and warnings? Flood watches are issued when rain is heavy rain is expected to occur, which can cause bodies of water to overflow. Flood warnings describe how intense the flooding will be and the location it is expected to take place.

As always, being prepared is essential to your safety. We suggest having an evacuation plan for your family & pets. Keep an emergency kit on hand; complete with batteries, flashlights, a battery operated radio, a first aid kit, medication, non-perishable food, water bottles, cash & credit cards.

Unbeknownst to most policyholders, the standard homeowners policy does not include flood insurance. There is typically a 30 day waiting period through the National Flood Insurance Program, so if you happen to live in an area known to flood reach out to your insurance agent as soon as possible. 

Floods are among the most frequent & costly natural disasters. They can occur anywhere. We suggest consulting FEMA’s flood map https://msc.fema.gov/portal/home to familiarize yourself with the types of flood risk in your area.